Get pre-qualified with Capital One at Best Buy Motors
Start with a quick Capital One pre-qualification
Start your car-buying journey with confidence. Get pre-qualified through Capital One in minutes and see real financing options with no impact to your credit score. It’s fast, secure, and helps you shop for your next vehicle at Best Buy Motors, knowing what fits your budget.
Finance FAQs
Is a prequalification a guaranteed loan?
No, it's an estimate. It uses a soft credit check to show potential terms. The final loan requires a full application and hard credit check when you pick your car, which may change the offer.
Does checking for prequalification hurt my credit?
No. Capital One uses a soft credit inquiry for prequalification, which does not impact your credit score at all. A hard pull only happens when you finalize the loan.
What if I want a more expensive car?
You can use your offer as a down payment toward a more expensive vehicle. You would then need to finance the remaining balance through another lender or us.
Does the prequalification guarantee an interest rate?
No, it provides an estimated rate range. The final rate is set when you complete the full credit application and is based on the vehicle and your verified income.
Do I need a Capital One bank account?
No, you do not need an existing bank account with Capital One. The financing is through Capital One Auto Finance, which is separate from their banking products.